It is essential that your home and business premises are insured. This means that you are protected in the case of theft or damage. However the downside of insurance for your home or business is that it can be very expensive. Insurance costs are dependent on the value of your property, what you need protected or covered and where you are located. It’s only normal that you might be looking for ways in which you can lower your insurance. That’s what we are looking at in his blog post.
Everything from the right doors and locks, to burglar alarms, where you park your car and secure fencing are all considered when your insurance quote is created. But is there a way to lower your insurance?
Over recent years the popularity of digital security methods such as CCTV cameras has increased. It is estimated that around 4 to 6 million CCTV cameras are currently keeping a close eye on homes and businesses across the UK.
While CCTV cameras unarguably reduce the risk of a break in, as they act as powerful deterrent, does CCTV lower your insurance?
The great thing about CCTV cameras is that they allow you to monitor your property, who is around it and who enters and leaves. This CCTV footage then provides the vital evidence that the police or insurers need in cases of theft, burglary or criminal damage.
When it comes you lowering your insurance, the more ways in which you can demonstrate to your insurer that you are trying to protect your property, the more likely it is that your insurance payments will be reduced.
We know that by taking the extra measures to secure your property against potential theft, you will lower your insurance costs. For example, when you arrange your insurance you are asked if you property is covered by CCTV – this shows that CCTV can lower your insurance.
If you are looking to better secure your home or lower your business insurance then call us now. Our CCTV specialists will happy to discuss your property and recommend the bet security measures for you and your home or business.